Overview
We partner with Anthem to administer your medical coverage. Employees working 30 or more hours per week are eligible for medical coverage. Anthem provides extensive online resources including cost comparison tools, various wellness tools, on call nurse line and more. Watch this short video to learn 7 tips for Health Care Spending and Saving.
As an eligible employee of DSB Technologies, you may choose the benefit coverage that fits you and your family’s need. You have a choice between three medical plans administered by Anthem with two network options. Employees residing in Wisconsin will utilize the Blue Preferred Network while employee residing outside of Wisconsin will utilize the Blue Access Network.
Anthem Blue Preferred Member Booklet
- Blue Preferred $1,000 Deductible Plan
- Blue Preferred $2,000 Deductible Plan
- Blue Preferred $3,000 High Deductible Plan (HSA Plan)
Anthem Blue Access Member Booklet
- Blue Access $1,000 Deductible Plan
- Blue Access $2,000 Deductible Plan
- Blue Access $3,000 High Deductible Plan (HSA Plan)
$1,000 and $2,000 Deductible Plans
- Higher Monthly Premium
- Lower Deductible
$3,000 High Deductible Health Plan / Health Savings Account
- Lower Monthly Premiums
- Higher Deductible
All plans offer,
- Comprehensive health care coverage
- 100% In-Network Preventative Care
Want more information on Medical Insurance and help understanding insurance terminology?
Watch this short informational video, review the information below.
Medical Plans Summary Comparison
| Network: Blue Preferred and Blue Access | $1,000 Plan | $2,000 Plan | $3,000 Plan (HSA) | |||
|---|---|---|---|---|---|---|
| Plan Features | In Network | Out of network | In Network | Out of network | In Network | Out of network |
| Deductible | $1,000 / $2,000 | $2,000 / $4,000 | $2,000 / $4,000 | $4,000 / $8,000 | $3,000 / $6,000 | $6,000 / $12,000 |
| Coinsurance | 20% | 40% | 20% | 40% | 20% | 40% |
| Out-of-pocket Maximum • Deductible + Coinsurance • Deductible + Coinsurance + Copays | $3,000 / $6,000 $8,150 / $16,300 | $6,000 / $12,000 $16,300 / $32,600 | $5,000 / $10,000 $8,150 / $16,300 | $10,000 / $20,000 $16,300 / $32,600 | $7,000 / $14,000 $7,000 / $14,000 | $14,000 / $28,000 $14,000 / $28,000 |
| Office Visit Copay Primary Care Specialist | $20 $40 | Ded/Coins | $20 $40 | Ded/Coins | Ded/Coins | Ded/Coins |
| Virtual Visit (LiveHealth Online) | $0 | Not Covered | $0 | Not Covered | $49 | Not Covered |
| Urgent Care | $100, Ded, 20% Coins | Ded, 20% Coins | $100, Ded, 20% Coins | Ded, 20% Coins | Ded, 20% Coins | Ded, 20% Coins |
| Emergency Services Copay | $500, Ded, 20% Coins | $500, Ded, 20% Coins | $500, Ded, 20% Coins | $500, Ded, 20% Coins | Ded, 20% Coins | Ded, 20% Coins |
| Routine/Preventive Services | 100% | Ded/Coins | 100% | Ded/Coins | 100% | Ded/Coins |
| Inpatient Services | Ded/Coins | Ded/Coins | Ded/Coins | Ded/Coins | Ded/Coins | Ded/Coins |
| Outpatient Services | Ded/Coins | Ded/Coins | Ded/Coins | Ded/Coins | Ded/Coins | Ded/Coins |
| Prescription Drug Coverage (Retail) | Tier 1: $10 Tier 2: 30% to $75 per Rx to $1,500 per contract period, then $10 Mail Order: 2 times retail | Tier 1: $10 Tier 2: 30% to $75 per Rx to $1,500 per contract period, then $10 Mail Order: 2 times retail | Tier 1 and 2: Deductible then 20% coinsurance Mail Order: 2 times retail |
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Smoking Cessation Program
DSB Technologies will continue to implement a Tobacco Surcharge in 2023.
DSB Technologies is committed to helping you achieve your best health.
As a member of Anthem, employees will have access to the Quitting Tobacco Roadmap which is full of tools and resources to help you kick the habit.
$1,000 Deductible Blue Preferred Plan Summary of Benefits and Coverage $2,000 Deductible Blue Preferred Plan Summary of Benefits and Coverage $3,000 Deductible Blue Preferred Plan Summary of Benefits and Coverage $1,000 Deductible Blue Access Plan Summary of Benefits and Coverage $2,000 Deductible Blue Access Plan Summary of Benefits and Coverage $3,000 Deductible Blue Access Plan Summary of Benefits and Coverage This amount will be taken out of your paycheck pre-tax throughout the year. Monthly Non-Tobacco Rates Monthly Tobacco Rates The contributions above reward employees who do not utilize tobacco products. A tobacco-use question will be asked in ADP during enrollment and will determine which contributions you qualify for. You can also qualify for the Non-Tobacco Rates if you complete a smoking cessation program. After the completion of the program, you will be refunded the additional surcharge amount you contributed, back to January 1. Virtual Visits with LiveHealth Online Register in minutes so that you are prepared when you are not feeling well. LiveHealth Online Registration and Flyer What types of conditions are treated? Upper respiratory infections, pink eye, urinary tract infections, acid reflux, yeast infections, allergies and more! Using LiveHealth Online you can also have a video visit with a licensed therapist in four days or less or with a psychiatrist within two weeks. Sydney Health Virtual Primary Care Connect to a team of doctors ready to help you on your time. There are two secure ways to find no- or low-cost care through the Sydney app: With Sydney, you can also find everything you need to know about your Anthem benefits such as: Sydney Health Virtual Primary Care Mobile App Flyer Health and Wellness Programs ConditionCare: If you have asthma, diabetes, COPD, heart disease or heart failure, ConditionCare can give you tools and resources to help manage your health. 24/7 NurseLine: Talk to a nurse at any time of the day. Building Healthy Families: Having a baby? Building Healthy Families can help you have a healthy pregnancy. Want to learn more about each program? Click on the Health and Wellness Program Flyer for more information and contact information. Building Healthy Families Flyer Prescription Home Delivery Have a long-term condition like diabetes or asthma? Save money and time with home delivery for your prescriptions. Switch your prescription now following these instructions: Prescription Home Delivery Set Up Looking For a Doctor? Find one online! The Find Care tool helps you locate doctors, hospitals, labs and other health care professionals. Additional Information
2023 Summary of Benefits and Coverage (SBC)
2023 Summary Plan Description (SPD) – Coming Soon!
Monthly 2023 Medical Plan Premiums
Coverage Type $1,000 $2,000 $3,000 (HSA)
Single $195.00 $149.00 $92.00
EE+1 $365.00 $275.00 $185.00
Family $505.00 $375.00 $244.00
Coverage Type $1,000 $2,000 $3,000 (HSA)
Single $263.25 $201.15 $124.20
EE+1 $433.25 $327.15 $217.20
Family $573.25 $427.15 $276.20
Anthem Programs